Which act prohibits discrimination based on marital status and age, in addition to other protected classes?

Which act prohibits discrimination based on marital status and age, in addition to other protected classes?

• A. Equal Credit Opportunity Act
• B. Fair Housing Act
• C. Americans with Disabilities Act
• D. Civil Rights Act

Answer: (A)

In credit transactions, the main protection is provided by the Equal Credit Opportunity Act. This law bars lenders from discriminating on several bases, including marital status and age, along with race, color, religion, national origin, sex, and receipt of public assistance. So lenders can’t deny or differently price or terms of credit just because someone is married or of a certain age. The Fair Housing Act focuses on housing discrimination and protects against bias based on race, color, religion, sex, national origin, familial status, and disability, not marital status or age in the credit context. The Americans with Disabilities Act targets disability discrimination in employment and public accommodations, not credit. The Civil Rights Act prohibits discrimination in certain contexts like employment and public accommodations on race, color, religion, sex, and national origin, but it does not specifically shield marital status or age in lending. Thus, the act that prohibits discrimination based on marital status and age, in addition to other protected classes, is the Equal Credit Opportunity Act.

In credit transactions, the main protection is provided by the Equal Credit Opportunity Act. This law bars lenders from discriminating on several bases, including marital status and age, along with race, color, religion, national origin, sex, and receipt of public assistance. So lenders can’t deny or differently price or terms of credit just because someone is married or of a certain age.

The Fair Housing Act focuses on housing discrimination and protects against bias based on race, color, religion, sex, national origin, familial status, and disability, not marital status or age in the credit context. The Americans with Disabilities Act targets disability discrimination in employment and public accommodations, not credit. The Civil Rights Act prohibits discrimination in certain contexts like employment and public accommodations on race, color, religion, sex, and national origin, but it does not specifically shield marital status or age in lending.

Thus, the act that prohibits discrimination based on marital status and age, in addition to other protected classes, is the Equal Credit Opportunity Act.